Wednesday, May 6, 2020
Psychology And Pursue A Career - 928 Words
A few years ago, my future and my goals were clear: I would graduate in 2017 with a Bachelorââ¬â¢s of Science in Psychology and pursue a career in therapeutic counseling. However, my plans were altered after I was exposed to the research side of psychology. I was drawn in by the psychological insight shed on tragedies like the holocaust, why no witnesses helped Kitty Genovese after she had been stabbed, how a rape victim can misremember their assailant, and possible solutions to decrease prejudiced attitudes. What once seemed like ââ¬Å"the mysterious way life works,â⬠could suddenly be explored and better understood through scientific research. This intriguing field continues to answer tough questions and offer solutions on how to better individuals and society. I would like to be a part of this process, specifically through social psychology. My plan is to pursue a career in applied social psychology. My present interests in psychology are broad. Within the field of psycho logy, I am intrigued by many topics, such as: attitudes, beliefs, conformity, decision-making, stereotypes, and attention. I am hoping to specialize in social psychology to contribute more answers and solutions to problems that still exist in society: bias in hiring procedures, stereotypes in the media and their effects, and negative effects of conformity are a few examples. To accomplish my career goal of becoming a social psychologist, I intend to earn my Ph.D. in applied social psychology. After completing myShow MoreRelatedReflection Paper On Psychology And Psychology1135 Words à |à 5 Pagesmy final project, I interviewed a professional with PhD in Psychology. However, the person I interviewed did not pursue a psychology job afterwards. Instead, he decided to pursue a job in the IT technological field. Throughout the interview, I asked questions about the hardships and dedication towards the Psychology field. Before summarizing the interview, I also decided to ask my Aunt, wh o graduated with her Bachelor s degree in Psychology in Minnesota State University, Mankato. During the interviewRead MoreMy Career Goals Of Becoming An Applied Social Psychologist982 Words à |à 4 PagesPersonal Statement A few years ago, my future and my goals were clear: I would graduate in 2017 with a Bachelorââ¬â¢s of Science in Psychology and pursue a career in therapeutic counseling. However, my plans were altered after I was exposed to the research side of psychology. I was drawn in by the psychological insight shed on tragedies like the holocaust, why no witnesses helped Kitty Genovese after she had been stabbed, how a rape victim can misremember his or her assailant, and possible solutionsRead MoreCareer And Interest Self Assessment Results952 Words à |à 4 PagesI. Career and Interest Self-assessment Results This self-assessment test was something that narrowed down possible interest and helped the participants open their mind to new careers. In-fact when I finished my test I was able to view the different careers that feel in my interest category. Taking a survey and calculating the different likes each field had accumulated determined my test outcome. After gathering the likes that had accumulated I was able to determine which inventory category was strongestRead MorePsychology, The Scientific Study Of The Mind1476 Words à |à 6 PagesPsychology, defined as the scientific study of the mind, is a very broad field with many career opportunities. Psychology is a fairly new field and has many job opportunities available for anyone wanting to make a career with a degree. There are therapy related jobs along with jobs that are not therapy related. Most psychologists wanting a job that is therapy related need a masterââ¬â¢s degree or doctoral, however ones who do not pursue a job with th erapy obtain a bachelorââ¬â¢s or masterââ¬â¢s. The averageRead MoreExploring Psychology Careers Essay1100 Words à |à 5 PagesExploring Psychology Careers Destiny Brotherton PSY 305 May 4, 2015 Dr. Jon Stern Exploring Psychology Careers Although there is an inordinate amount of diverse types and areas of specialization in psychology, such as Clinical Neuropsychology and School Psychology, the overall idea is the study and research of the human mind and behavior. Psychology is known to aid those who suffer from a variety of mental illnesses while also helping people to comprehend better the mind and how exactly theRead MoreWhat Does You Do For Your Life?1511 Words à |à 7 Pagestheir life they will probably reply with some exotic career, regardless of the dangers. They tend to ignore all the downsides because five-year-olds are certainly not thinking of the pay, schooling, or how much work it will take to achieve their goal. Instead they think about how cool or fun it would be to run into burning buildings or go into space. As we get older we learn to take these dangers into aspect. At eighteen we are told to pick this career we want to do for the next 40 or so years. Some tendRead MoreCareer And Interest Self Asse ssment Results935 Words à |à 4 PagesSelf Assessment I. Career and Interest Self-assessment Results This self-assessment test was something that narrowed down possible interest and helped the participants open their mind to new careers. In-fact when I finished my test I was able to view the different careers that feel in my interest category. Taking a survey and calculating the different likes each field had accumulated determined my test outcome. After gathering the likes that had accumulated I was able to determine which inventoryRead MorePersonal Career Goal Paper 763 Words à |à 4 Pagesï » ¿ Personal Career Goals Paper PSY/305 March 2, 2015 Dr. Daniel Williams Ruby Rodriguez Introduction Psychology has many different types of practices and aspects so essentially to pursue a career in psychology would be too vague. One of the practices that entice my ability to push myself to continue in psychology would be the forensics and the ability to diagnose an individual that tries to say that he or she is mentally unstable. I feel that this is one of the biggest factorsRead MorePsychologists Help People with Their Personal Problems Essay626 Words à |à 3 Pagesthe scenes to help solve these personal troubles. Psychologists study human behavior and counsel people in a way that will help them solve their dilemmas. There are several different fields in psychology and each field specializes in solving crises in different situations. Considering psychology as a career has several advantages such as interesting duties, excellent pay and remarkable hours. Psychologists have several interesting tasks they must be able to complete. As a professional in this fieldRead MoreCareer Research Paper: Clinical Psychology894 Words à |à 4 PagesCareer Research Paper: Clinical Psychology Clinical psychology is just one of the many subfields that psychology has to offer. Those who choose to enter clinical psychology aim to help people with addiction, emotional stress, mental illness, or any other type of mental problems. Knowing what a clinical psychologist does in their practice is important in understanding their profession. A clinical psychologists education is the most prominent part of their career; without it, they cannot be considered
Tuesday, May 5, 2020
Moment and Sexual Harassment Challenges â⬠MyAssignmenthelp.com
Question: Discuss about the Moment and Sexual Harassment Challenges. Answer: Introduction: The Me Too movement was mainly a social media movement that reflected the plight of the women in their work places where they are often victims of sexual offences. The hash tag #MeToo was used by large number of women around the globe in expressing their own experiences about sexual offences at their workplaces. It became a global phenomenon and women all around the globe, including famous celebrities, started posting their own narratives in the Social media. The women from all the countries around the globe have admitted to being victimized or objectified at their workplaces. The phrase Me Too was first used by the Tarana Burke who is a social activist, she used the phrase in the social platform called MySpace and the primary motive was to connect and empathize with victims of similar offences. Actress Alyssa Milano took up the phrase and used it with a hashtag #MeToo to spread awareness about sexual crimes and to ensure that women open up to the world about crimes committed against them. The allegations of sexual abuse by film producer Harvey Weinstein came up as one of the primary outcomes of the Me Too movement, where more than 80 women confessed that they have been abused or harassed by the film maker. Allegations against many other celebrities, TV personalities, film makers, and other notable people also came up. In the article #MeToo movement must not turn into 'trial by Twitter', QA special hears, in The Guardian newspaper, Amanda Meade, points out that the Me Too movement has been especially segmented for women, however there have been many men who are also victimized in the same way. The sudden eruption of complaints from Hollywood, which was more or less silent till now is an impulsive phenomenon, and the voices of dissent, or anyone who speaks about the issue differently is cornered by the larger section of the Hollywood brigade who are participating in the movement. Columnist Janet Albrechtsen stated that while the passion of the #MeToo social movement was to be applauded it had to be kept in check and not turned into a trial-by-Twitter. In the article Feminists have slowly shifted power. Theres no going back by Rebecca Solnit, in the same newspaper, the author mentions that there was a long ground work must have taken place which resulted in such a massive upsurge. The earlier similar mass movements had taken place after long preparation and background work. Example has been given about the movement to assert the rights of the LGBT (Lesbian, Gay, Bisexual, Transgender) community which opened the way for legal recognition of Same-sex marriage in United States of America. Social media gave women a capacity to form a sort of Greek chorus when a story about gender violence erupted. We burned down a lot of the excuses that sought to diminish the impact of gender violence, as we apparently have at last with gun violence in the US. In the article Germaine Greer challenges #MeToo campaign, famous Australian feminist Germaine Greer, has reportedly challenged the way of the movement. She has emphasized that there must be a direct and immediate action against any kind of sexual offence done against them. The method of posting about sexual offences in social networking after a long time has passed by, is not effective enough as per Germaine Greer. "It was 20 years ago, so you want him to stop making movies now? It might be a good idea because he's probably no good anymore," Greer said, "I want women to react here and now she also added. I personally agree with the first article in which it is said that the movement should not be hijacked by the twitter brigade in such an aggressive manner, that any voice of dissent will be cornered. It is a fact that there are plenty of sexual offences against men worldwide, therefore conserving the movement just for women is another mistake that is being done. It is mentioned in the article that Charles Waterstreet was pressured to pull out of the special edition of QA on #MeToo movement. This is setting of a bad precedence and shows that men are not allowed to be a voice of the movement. I do not agree with the second article stating that the #MeToo movement was planned for a long time and had detailed background work before it was finally executed. The movement was rather spontaneous and it happened because the trend was spontaneously started by My opinion in this regard is, the movement quite successfully raised the issue of gender discrimination and sexual offences against women in various settings, and it became a talking point throughout the whole world. Everyone already knows about such offences in workplace, however such issues are not talked about much and many such offences go unreported. Now after it became the talking point, many old incidents were now exposed by victims and crimes which were hidden under the carpet now people were talking about. However, the point made by Germaine Greer is quite true, that the women must be taking action immediately if any such offence was committed, even if someone touches inappropriately, the women must immediately stop such inappropriate activities. Another additional resource I found on the topic is The Reckoning: Teaching About the #MeToo Moment and Sexual Harassment With Resources From The New York Times in the New York Times newspaper. The article draws a nice plan about how to teach the students about the #MeToo movement, and communicate the message of gender empowerment. The Me Too movement was very effective in establishing the fact that offenders would not be allowed to go away scot-free. Though the movement was initiated by the celebrities, however common women from all over the world responded and spread the social media movement globally. I believe many such empowering movement will take birth in the future that will change the course how protests take place. Reference: Meade, A. (2018).#MeToo movement must not turn into 'trial by Twitter', QA special hears.the Guardian. Retrieved 6 April 2018, from https://www.theguardian.com/australia-news/2018/feb/16/metoo-movement-must-not-turn-into-trial-by-twitter-qa-special-hears Miller, N. (2018).Germaine Greer challenges #MeToo campaign.The Sydney Morning Herald. Retrieved 6 April 2018, from https://www.smh.com.au/world/germaine-greer-challenges-metoo-campaign-20180121-h0lpra.html Pepper, C., Schulten, K., Proulx, N. (2018).The Reckoning: Teaching About the #MeToo Moment and Sexual Harassment With Resources From The New York Times.Nytimes.com. Retrieved 6 April 2018, from https://www.nytimes.com/2018/01/25/learning/lesson-plans/the-reckoning-teaching-about-the-metoo-moment-and-sexual-harassment-with-resources-from-the-new-york-times.html Solnit, R. (2018).Feminists have slowly shifted power. Theres no going back | Rebecca Solnit.the Guardian. Retrieved 6 April 2018, from https://www.theguardian.com/commentisfree/2018/mar/08/feminists-power-metoo-timesup-rebecca-solnit
Friday, April 17, 2020
Many People Are Villainous In The Way They Act, And Their Villainous A
Many people are villainous in the way they act, and their villainous acts may be rooted in the desire to destroy others, or in the hopes of elevating themselves. Many people may only act "villainous" in reaction to the way they have been treated in the past. Shylock the Jew is the villain or antagonist in the play .The Merchant of Venice.. Shylock mistreats Antonio the Christian, his daughter, Jessica and Launcelot. The first person Shylock mistreats, is Launcelot. He mistreats this servant by complaining behind Launcelot's back of his laziness. Shylock says, "The patch is kind enough, but a huge feeder, Snail-slow in profit, and he sleeps by day More than the wildcat. Drones hive not with me.. ..His borrowed purse." 1 Shylock also acts villainous towards Launcelot by acting belligerent towards him. "Who bids thee call? I do not bid thee call." 2 Shylock mistreats this man because of his poverty, and because Launcelot is socially beneath him. You also start to wonder about how fair Shylock is, when Launcelot is deciding whether or not to leave him. Shylock also mistreats his own daughter, Jessica. He mistreats her by keeping her as a captive in her own house, not letting her out, and not letting her hear the Christian music around her. He orders her to: "Lock up my doors; and when you hear the drum... ..But stop my house's ears-I mean casements. Let not the sound of shallow fopp'ry enter My sober house." 3 Jessica considers her home to be hell, and she calls Launcelot, a "merry little devil". She even states that her father is Satan. Shylock also mistreats his own daughter, by not loving her enough, even to the point where he complains about all of the money he's spending in a search to find her. "Why, there, there, there, there! A diamond gone cost me two thousand ducats in Frankford! The curse.. ..ill luck stirring but what lights o' my shoulders; no sighs but o' my breathing; no tears but o' my shedding."4 Salerio makes the audience wonder about Shylock, when he raves about when Shylock was calling out, "Oh my ducats, my daughter, my ducats, my daughter.." This makes you wonder which he misses the most. This proves that he mistreats, even his own daughter. He values his money more than his own blood. Shylock mistreats Antonio. He does so by talking behind Antonio's back, and he reveals his hatred of Antonio, when he says, "How like a fawning publican he looks! I hate him for he is a Christian; But more for that...Cursed be my tribe If I forgive him!" 5 Shylock feels justified in exacting revenge for all the ills Antonio causes him. He then draws up an unbelievable bond. He blames Antonio for all of his problems, even his race's problems are blamed on people like Antonio, and he feels Christians have persecuted his race when he says, "To bait fish withal. If it will feed nothing else, it will feed my revenge...The villainy you teach me I will execute, and it shall go hard but I will better the instruction." 6 He shows that he will copy the example of Christians. Shylock becomes the true villain when he atkes Antonio to court. These actions prove that Antonio is mistreated by Shylock, the villain. Shylock is the villain of .The Merchant of Venice.. He mistreats too many people, and then asks for mercy in a court. Shylock is mad for revenge towards all Christians, especially Antonio. He is such a villain that even his daughter and servant are eager to escape him. Villains are oftenly antagonists in story plots and normally are a threat to the main character. Villains normally have motives behind their evil doings. Endnotes: 1. Shakespeare, William. .Merchant of Venice.. (Washington Square Press, New York, 1957) p. 30 2. .Ibid. p. 29 3. .Ibid. p. 30 4. .Ibid. p. 46 5... .Ibid. p. 13 6. .Ibid. p. 44
Friday, March 13, 2020
How to Find an Abortion Clinic
How to Find an Abortion Clinic If youre absolutely sure you want an abortion and are trying to find a legitimate abortion clinic, it can be confusing to locate an abortion clinic that actually offers abortion services. Many that advertise themselves as abortion centers are actually run by anti-abortion organizations. Look for "Abortion Services" or "Abortion Referrals" Whether youre looking through a phone book or searching the internet, you may find that anti-choice centers (many with warm and fuzzy names) are often listed alongside abortion clinics and legitimate womens health clinics that support reproductive choice. This can make choosing an abortion clinic more confusing, but dont be fooled by them. The goal of these centers is to reverse, block, interfere with, or delay your decision to terminate your pregnancy until its too late to obtain an abortion. A reputable abortion clinic will either provide abortion services on-site or will refer you to an abortion provider. It will clearly state that it offers abortion services or abortion referrals in its advertising or on its website. Any clinic or center that states that it does not provide abortion referrals will not help you obtain an abortion, regardless of your circumstances. Getting accurate facts online about abortion methods and procedures is also tricky. If you search the phrase I need an abortion the results will include websites that claim they provide unbiased medical information on abortion but are created to scare you and convince you not to terminate your pregnancy. "Abortion" in the Title Isn't Always Pro-Choice Even websites with abortion in the title arent necessarily abortion providers or even pro-choice. As Fox News reports: On the Internet... anti-abortion groups buy up Web addresses similar to those of abortion providers or abortion-rights groups, then use them to lead to Web pages with anti-abortion materials. Our idea is to change the hearts and and minds of people about abortion, said Ann Scheidler, executive director of the Chicago-based Pro-Life Action League. These websites mask an underlying pro-life agenda, but theyre easy to spot. They will immediately emphasize the risks of abortion, as well as the regret and fear they say many women suffer from afterward. They often include graphic depictions of abortion that play to your emotions; ignore accepted medical facts and cite other unverified claims as truth (such as the unproven link between breast cancer and abortion); inflate the level of post-abortion complications involved; and suggest possible outcomes (such as damage to internal organs, sepsis, scarring and even death) that rarely occur in developed countries where abortions are performed by trained health care professionals with sterile medical instruments. "Pregnancy" in the Title Usually Means Pro-Life Clinics that support reproductive choice will either offer abortion services or provide a referral to an abortion provider. Clinics that oppose reproductive choice will not refer you to an abortion provider. Many of these anti-choice clinics call themselves pregnancy centers, pregnancy resource centers, or abortion counseling centers. Names like new life or new hope indicate a health center whose sole goal is to maintain pregnancy, not terminate it. They promote adoption over abortion. Yet its significant to note that very few unmarried women who complete their pregnancies ultimately give the baby up for adoption; according to the National Center for Health Statistics, less than 1% did so between 1989ââ¬â1995. In short, pregnancy or new life centers will not help you obtain an abortion or give you a referral to an abortion provider. Visiting them will only waste valuable time if youre determined to have an abortion. Adult or Minor - Laws Regarding Reproductive Choice It may seem that getting an abortion is very difficult. And it can be, depending on where you live. Its estimated that 85% of counties within the U.S. are not served by an abortion provider. Although abortion has been legal in the United States for over three decades, the laws regarding abortion vary from state to state depending on your age: If you are an adult (18 and older), reproductive choice is your right.If you are a teenager, depending on your age and the abortion laws in your state, you may or may not need parental consent. You should know what the laws are in your state to make an informed choice. Factors in Choosing an Abortion Provider When choosing an abortion clinic or abortion provider, it is also essential that you understand the differences between the two types of abortion medical and surgical before you make your decision. What type you choose will depend on the availability of services, how many appointments are required for the abortion itself and any follow-up exams you may need, and how far along you are in your pregnancy. Not all abortion services are available at all clinics, and youll need to leave ample time to make arrangements for travel to and from the clinic, recovery at home, and payment for the services. Armed with this information on how to find an abortion clinic, you can locate abortion clinics in your area and make contact online, over the phone, or in person.
Wednesday, February 26, 2020
What Companies Can Learn From The Enron Case and The Impact of the Essay
What Companies Can Learn From The Enron Case and The Impact of the Enron Case - Essay Example The corporation was formed with the merger between two natural gas pipeline corporations, namely Houstan Natural Gas and Internorth Inc. After the merger, the position and corporate image of Enron Corporation improved by a large extent thereby enhancing its productivity and profitability among others in the market of the US. In the year 1989, Enron Corporation became one of the largest gas suppliers of the United States and United Kingdom (UK) with approximately sixty thousand kilometers of gas pipelines (American-Business, 2011). The prime objective of Enron Corporation was to position itself as an inventive as well as a prominent leader in the sector of natural gas of the US. Apart from these, Enron also extended its services in other sectors namely water, fiber optics, newsprint and telecommunications among others. Enron Corporation was quite succesful in its business operations, as its revenue enhanced approximately from US$ 9 billion in the year of 1995 to about US$ 101 billion in 2000 (Dharan & Bufkins, n.d.). It was as a result of enormous international and domestic expansions but the entire amount was cloaked from the shareholders through affiliations with other concerns (Drennan, 2008). Unfortunately, the brand image of Enron Corporation declined due to planned book-keeping fraud known as ââ¬ËEnron scandalââ¬â¢and illegal loans. ... It may include prevarication or alterations of accounting records in order to attain an illegal financial benefit. Thus, it can be clearly revealed that it is an example of corporate internal fraud as the board members and management of the organisation were entirely involved in this case of conspiracy (Chartered Institute of Management Accountants, 2009). This type of fraud not only hampers organisational distinctiveness but also its culture, employees, ââ¬Ëcorporate social responsibilitiesââ¬â¢ and ethics. Hence, it can be affirmed that if the pillars of the busuiness are affected then it can not sustain in the long run among others in the market. Thus, it proved rather detrimental for Enron Corporation thereby fading its name from the market of the US. Fraud Conducted in Enron Enron Corporation was regarded as one of the fastest emerging and best controlled business organisations in the market of the US, but it could not retain its corporate image for the long run. The prime reason was due to the accounting scandal which resulted at the end of the year 2001. It was finally revealed that the fraud resulted in deterioration of its financial situations bringing about downfall of position and reliability among others in the market of the US. As a result, customer loyalty as well as market share was also affected to a large extent (IWS, 2002). Due to varied financial discrepancies, Enron Corporation finally filed a bankruptcy case on 2nd December in the year 2001. The prime suspects of Enronââ¬â¢s internal fraud were namely Kenneth Lay, Andrew Faston, Michael Kopper, Jeffrey Skilling, J. Clifford Baxter and Arthur Andersen, among which most of them were the directors of the organisation (Drennan, 2008). The fraud resulted due to the
Sunday, February 9, 2020
Protecting Freedom Of Expression on the Campus Essay
Protecting Freedom Of Expression on the Campus - Essay Example The author cites the recent wave of unrest t Harvard University. It is reported that a group of students were upset when their colleagues hoisted Confederate flags in public, while in protest, another student displayed a swastika. Debate concerning how best to deal with such incidents broke out. While some people consider the exhibition of such symbols as a way of exercising their freedom of expression, others hold that such actions should be restricted because they create rivalries between communities. According to the First Amendment, the display of such symbols is a form of expression and cannot be restricted, simply because it upsets a majority of people. Accordingly, people facing sucha situation should find a way of resolving the problem amicably. In the authorââ¬â¢s view, it is only through dialogue that such acts can be resolved. According to Bok, just as officials at Harvard have held talks with students to educate them on the need for mutual respect, other agencies facing such problems should do the same (52). It is easier to resolve such issues of ethnic intolerance with dialogue; rather than restrictions. The use of restrictions would lead to public outcry, resulting in more problems. American universities should cultivate a culture of respect for our collective ideals, while respecting the freedom of
Thursday, January 30, 2020
Contracts Business Law Essay Example for Free
Contracts Business Law Essay Contracts are often viewed as unnecessary in the eyes of the public. Most people think that they live their lives doing what they want, when they want with little regard for contractual law. In reality, contracts bind the decisions that most people make on a regular basis. By writing this article I will demonstrate the usefulness of contracts and how they relate to everyday life. I also intend to provide a reasonable idea of what would happen if we did not have contracts guiding decisions made. Because without contracts, the law would not know who to rule in favor of should the need arise, which happens on a daily basis all around the world. The basic definition of a contract is an agreement between two or more parties. This definition encompasses a great many things. If you take a look at the life of an average consumer, from the beginning of their day to the end of it, they make decisions based on factors that have been put in place by contracts. Our consumer wakes up in his home, which was bought from K. Hovnanian, a company that is well known for the designing homes and making peopleââ¬â¢s dream homes come to life. That house was built by contractors. By definition a contractor is a person or firm who contracts to build things. Electricians, carpenters, stonemasons, plumbers, home audio technicians, Sheet-rockers, painters, and floor specialists are all examples of contractors that were involved in making the consumers dream home come to life. However, K. Hovnanian does not have a contract with each of these types of contractors. Instead, they have a contract with a general contractor, who has agreed to hire each of the other types of contractors to complete the work necessary to make the house come to life. Our consumer works out a deal with K. Hovnanian for a certain price, which becomes the binding contract that K.à Hovnanian agrees to build the house for. The trademarks that K. Hovnanian uses to define who they are, is bound to them by a trademark agreement with the United States. According to the Legal Information Institute of Cornell University, A trademark is defined as ââ¬Å"Any word, name, symbol, or design, or any combination thereof, used in commerce to identify and distinguish the goods of one manufacturer or seller from those of another and to indicate the source of the goods. â⬠By registering this trademark our consumer is able to safely say that it is K. Hovnanian they are dealing and not someone who is pretending to be them. Once the home is completed then, the consumer would then bring in a third party, to the agreement: Bank of America. Bank of America has entered into an agreement with our consumer to pay K. Hovnanian for the home built. In turn, the consumer must pay back Bank of America over the next twenty years at a fixed interest rate the amount of money borrowed. This becomes a mortgage contract. According to the Legal information institute at Cornell University, ââ¬Å"A mortgage contract, involves the transfer of an interest in land as security for a loan or other obligation. this is the most common method of financing real estate transactions. The mortgagor in this case K. Hovnanian is the party transferring the interest in land. The mortgagee, Bank of America, is the providing the loan given in exchange security. ââ¬Å"Normally, a mortgage is paid in installments that include both interest and a payment on the principle amount that was borrowed. â⬠Now that our consumer has bought his home and is moving in, a decision is made to buy items for the home that will be necessary for the consumer to live comfortably. Our consumer goes to Kmart and uses their Visa credit card to pay for a number of items such made by brand name companies such as Martha Stewart Living or Craftsman, the bill of sale, otherwise known as the receipt, is an agreement to pay the store for the amount of goods purchased. However, that is only the basics of the idea. The long process of agreements that we do not see and probably do not think about is there is a contract for every minor detail, allowing this transaction to happen. The consumer uses their Visa to purchase these goods up to a pre-determined dollar amount. Therefore, a request was made by the consumer to purchase the merchandise being sold by Kmart using Visa and, in turn an agreement was made with Visa to pay back in due time the amount for the goods purchased, plus interest of course. In turn, Kmart has agreed to honor Visa as per their contract with Visa. They worked out an agreement before hand to accept Visa, which would increase their sales and Visa would be allowed to keep a small percentage of the sale for the ability to use their services. However, to use the services provided by Visa, Kmart must have an agreement with a company that allows them to go beyond their store via electronic communications. The use of services through a company such as Verizon would be necessary. Verizon provides high speed internet as well as telephone services to companies like Kmart to allow them to access outside of the walls of the business. Therefore, Kmart enters into a binding contract with Verizon, for a pre-determined amount of time and a pre-determined amount of money allowing Kmart to use the services Verizon provides. Now that Kmart has the means to reach the outside world, they must purchase equipment, such as MagTek equipment, that would allow Kmart to use the Visa card allowing consumers to make a purchase on credit for goods that Kmart Provides. According to MagTekââ¬â¢s Website, ââ¬Å"MagTek is a manufacturer of electronic devices and systems for the reliable issuance, reading, transmission and security of cards, checks, PINs and other identification documents. â⬠Among the electronic devices, is a magnetic strip reader allowing consumers to use Visa credit cards to make purchases. Kmart also has an agreement with Omnimedia, the owning entity of the Martha Stewart living products, and Craftsman, a company that makes tools for everyday use. This type of agreement is known an exclusive dealing arrangement. According to the Legal Information Institute at Cornell University, ââ¬Å"Exclusive dealing arrangements are, essentially, requirement contracts in which a seller agrees to sell all or a substantial portion of its products or services to a particular buyer, or when a buyer similarly agrees to purchase all or a portion of its requirements of a product or service from a particular seller. This means that Kmart buys all of its tools from craftsman or all of its household items from Omnimedia. The reverse to this, is that Craftsman or Omnimedia may have an exclusive dealing arrangement in which they agree not to sell their products to competing companies or franchises. As you can see, there is much more going on in behind the curtains of a typical day, so that the consumer is able to live their life. These are only a handful of examples of what parts of our lives contracts have an impact on. There are many more out there. The opposite of having a life filled with contracts, is having one without them, which would likely be a life filled with chaos. Imagine the same scenario in the last few pages, but without contracts binding the many parties involved. Our consumer would set out to buy a home which they decide to do business with K. Hovnanian. On a handshake and a smile K. Hovnanian agrees to build the home, but changes things that the consumer specifically said he wanted to alter the price of the home. After a couple of weeks K.à Hovnanian contacts our consumer to let them know that they were able to secure the land, but the price will be higher. Reluctantly, the consumer agrees, after all this is a dream home that is being built. Another two weeks goes by, and K Hovnanian calls and says construction is right on schedule and that the house will be completed within the next couple of weeks. K Hovnanian and our consumer come to an agreement of money and the consumer has his bank give the money to K. Hovnanian as agreed. After a couple of Months of communication silence, the consumer gets agitated and goes to the lot where his house was being built. There is no house and no construction crew. He goes to the location where K. Hovnanian was only to find out they have closed their doors and left. After contacting some sources to find out the whereabouts of K. Hovnanian, the consumer finds out that the company he has been dealing with was not K. Hovnanian at all, just someone taking advantage of people using the K. Hovnanian name to get money for free. The one contract in all of this that our consumer did setup was with Bank of America for his Mortgage, which is now legally binding. The consumer cannot pay the mortgage and therefore his credit gets destroyed because of a failure to pay and a foreclosure on a home he never saw, which makes it so he never had a Visa card to pay for the purchases from Kmart. Because there was no contract, there was no crime. The company doing business as K. Hovnanian was not wrong because there is no copyright or trademark contract protecting the K. Hovnanian name. The consumer gave them money even though nothing had been in writing and no formal contract was made. In the end, this consumer was taken advantage of because contracts for the situation did not exist. The United States has placed many laws to protect the rights of companies and the trademark they possess. ââ¬Å"Section 1127 Construction and definitions; intent of chapter,â⬠is the chapter in US Code that defines the parameters in which a company may define or lose definition of their trademark. In turn, ââ¬Å"The Lanham Actâ⬠protects the owner of a federally registered trademark from anyone not authorized, to use it (http://www. gpoaccess. gov/uscode/). Also under United States Code under section 1454, is the protection of consumerââ¬â¢s rights when making purchases of land by obtaining a mortgage. These rights are put in place to protect the Bank issuing the mortgage, as well as, the consumer. All in all, Contracts are a part of our everyday lives whether we want it to be or not. They may not always be seen nor the effects of it so obvious, but they are there, and their purpose is to protect all parties involved from entering an agreement without understanding and respecting the rights of the other parties of the contract.
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